Monday, April 15, 2019 While homeowner insurance covers individuals and families for many day-to-day claims involving water damage, roof damage, and the like, it is potentially there for you when the unthinkable happens and your house is completely destroyed. READ MORE >>
Saturday, October 6, 2018 Fall is a beautiful time of year, prompting friends and family to venture outside to enjoy time gathered around a fire, roasting marshmallows and telling stories. Whether your choice is a grill, smoker, bonfire or burn barrel, the primal pull of fire helps people bond as the summer heat begins to wane. READ MORE >>
Wednesday, May 16, 2018 As the Baby Boomer generation continues to grow older, it’s not uncommon to see aging parents move in with their grown children. Regardless of the reason, this situation is becoming more widespread and could potentially create insurance ramifications. READ MORE >>
Thursday, May 3, 2018Dog bites and other dog-related injuries accounted for more than one third of all homeowenrs liability claim dollars paid out in 2017, costin almost $700 million. That's according to the Insurance Information Institute(I.I.I.) and State Farm, the largest weiter of homeowenrs insurance in the United States. READ MORE >>
Friday, January 19, 2018 Leaves are falling and school is starting. Before you know it you'll be watching the snow float down outside from the warm sofa in your living room. You'll admire the children building snowmen. You'll get out your holiday cookie recipes. This beautiful winter wonderland sounds nice, but first, you have some housekeeping items to take care of this Fall. READ MORE >>
Tuesday, October 24, 2017 Home heating fires are the second leading cause of home fire deaths after cooking fires, according to the National Fire Protection Association. Fireplaces, chimneys and flues account for a significant number of home heating fires. READ MORE >>
Thursday, August 24, 2017If you live in a 100-year floodplain and have a mortgage, you don’t have to wonder if you need flood insurance – it’s required as a condition of your loan. If flood insurance is not required as a condition of your mortgage, you’re not obligated to carry it. READ MORE >>
Friday, June 30, 2017Your homeowners property insurance policy covers not only your home, but also your personal property anywhere in the world. As long as you have an active policy and damage to your personal property is the result of a covered cause of loss listed in the policy, you’ll have coverage (there may be some conditions and exclusions set forth in the policy that apply). READ MORE >>
Wednesday, April 26, 2017Fire is the most expensive cause of homeowner insurance claims, accounting for nearly a quarter of total costs, according to a recent study from Travelers. The Insurance Information Institute reports that the average fire claim cost was $39,791 in 2010-2014. READ MORE >>
Wednesday, February 8, 2017Freezing temperatures can result in damage to your home, especially if you’re not prepared. Frozen pipes and ice dams are two common perils that can cause thousands in damage for homeowners, but are fairly easy to protect against. Freezing Pipes READ MORE >>
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