Friday, January 19, 2018 Leaves are falling and school is starting. Before you know it you'll be watching the snow float down outside from the warm sofa in your living room. You'll admire the children building snowmen. You'll get out your holiday cookie recipes. This beautiful winter wonderland sounds nice, but first, you have some housekeeping items to take care of this Fall. READ MORE >>
Tuesday, October 24, 2017 The sharing economy is a term that describes the peer-to-peer economic model in which individuals can rent or borrow assets (goods and services) owned by someone else. Other names include the gig economy and access economy. READ MORE >>
Tuesday, October 24, 2017 Home heating fires are the second leading cause of home fire deaths after cooking fires, according to the National Fire Protection Association. Fireplaces, chimneys and flues account for a significant number of home heating fires. READ MORE >>
Thursday, September 21, 2017 One thing I’ve learned over the years is there are several common misconceptions regarding personal umbrella insurance policies. In some cases, people who have one think it provides a blanket limit of protection but are often unclear as to how it really works. READ MORE >>
Thursday, August 24, 2017If you live in a 100-year floodplain and have a mortgage, you don’t have to wonder if you need flood insurance – it’s required as a condition of your loan. If flood insurance is not required as a condition of your mortgage, you’re not obligated to carry it. READ MORE >>
Wednesday, August 2, 2017The summer storm season is upon us and with storms come one of the most fearful and unpredictable forces of nature: lightning. A single bolt of lightning can carry over 100 million volts of electricity and create a significant amount of damage to your home and personal property. READ MORE >>
Friday, June 30, 2017Your homeowners property insurance policy covers not only your home, but also your personal property anywhere in the world. As long as you have an active policy and damage to your personal property is the result of a covered cause of loss listed in the policy, you’ll have coverage (there may be some conditions and exclusions set forth in the policy that apply). READ MORE >>
Wednesday, April 26, 2017Fire is the most expensive cause of homeowner insurance claims, accounting for nearly a quarter of total costs, according to a recent study from Travelers. The Insurance Information Institute reports that the average fire claim cost was $39,791 in 2010-2014. READ MORE >>
Wednesday, February 8, 2017Freezing temperatures can result in damage to your home, especially if you’re not prepared. Frozen pipes and ice dams are two common perils that can cause thousands in damage for homeowners, but are fairly easy to protect against. Freezing Pipes READ MORE >>
Wednesday, December 28, 2016When it comes to insuring a business, there are a variety of different types of insurance to consider. Insurance coverage can provide a safety net for the various risks you face, but the cost and the amount of coverage will vary. This is where an experienced independent insurance broker can provide real value. READ MORE >>
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